TLDR:
- Crypto.com filed a National Trust Bank Charter application with the OCC to expand regulated custody services.
- The Charter aims to make Crypto.com a federally regulated provider for digital asset treasuries and ETFs.
- The move strengthens Crypto.com’s focus on compliance and secure customer asset management.
- Existing operations under New Hampshire’s trust license continue without changes, the firm confirmed.
Crypto.com has made a move that could reshape how it operates inside U.S. borders. The exchange filed for a National Trust Bank Charter with the Office of the Comptroller of the Currency (OCC), signaling its push to tighten regulatory alignment.
The application underscores a clear strategy: building investor confidence through stronger oversight. This latest step builds on Crypto.com’s ongoing compliance-first approach. For traders, it’s another sign of crypto platforms moving closer to traditional finance rules.
Crypto Strengthens Custody Capabilities With Charter Filing
According to an announcement on October 24, 2025, Crypto.com submitted its National Trust Bank Charter application to the OCC. The filing reflects its next step toward expanding regulated crypto custody offerings in the United States.
The exchange said the charter would allow it to offer federally regulated custody and staking services across multiple blockchains, including its own Cronos network. These services would target institutional clients such as Digital Asset Treasuries, ETFs, and corporate investors looking for a secure platform.
Crypto.com’s leadership described the move as part of its long-term strategy to build trust with regulators and users. CEO Kris Marszalek said that regulated and secure services have been at the heart of the company’s mission since launch.
The bank charter would enhance its ability to operate within a clear federal framework while serving clients who demand compliance assurance.
The announcement, sourced from the company’s official release, also clarified that this filing would not affect its ongoing operations. Its existing entity, Crypto.com Custody Trust Company, remains regulated by the New Hampshire Banking Department and will continue its role as a qualified custodian.
Crypto Exchange Pushes Deeper Into U.S. Regulatory Framework
Crypto.com’s pursuit of the charter places it among a small group of crypto firms seeking full federal trust authorization. That approval would grant it a stronger foothold with institutional clients, which increasingly demand federally supervised custody solutions.
By securing the charter, the company would be positioned to provide direct custody and staking options under the watch of the OCC, aligning digital asset operations more closely with banking standards.
The filing signals a clear effort to expand beyond exchange services and into the regulated trust banking space. As institutions show growing interest in compliant crypto exposure, such moves could help bridge the trust gap that still exists between digital and traditional finance.
According to the company, the process continues under federal review, with no set timeline for a decision. Still, the application reflects a clear intent to anchor Crypto.com’s long-term presence in the U.S. under a federal trust framework.
